Privacy Policy

Who we are

Our website address is:

What personal data we collect and why we collect it


When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: After approval of your comment, your profile picture is visible to the public in the context of your comment.


If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website. We are not responsible for metadata contained in any images uploaded by users in comments.

Contact forms

We use contact forms to allow readers to contact us. The information collected is usually a name and e-mail address. We don’t collect the e-mail addresses from our contact form submissions as we have a separate subscription system.


If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website. Ads placed on our web pages are not controlled by us as we use a third party to supply those ads. Should you click an ad, you are leaving our site and will come under the terms, conditions, and privacy policy of the site whose ad you clicked.

These other websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.


This website uses services to determine where our viewers come from. It’s anonymous to us, the information is only presented in aggregate. The information is generally from WordPress, AdSense, Amazon (for our associate links), and Ads by Google. 

Who we share your data with

The data we collect on the website consists only of e-mail addresses when viewers elect to subscribe to our e-mail newsletter. The e-mail collection is handled by Please refer to their privacy policy. We do not share the e-mail addresses with anyone.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, the only data collected by us is in regards to managing your account, such as e-mail address and name. If you delete your account, you data is deleted permanently, except for any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Visitor comments may be checked through an automated spam detection service.

Our contact information

Additional information

How we protect your data

All data is stored in third party, enterprise level systems. We do not store any data ourselves. We rely on the infrastructure of the third party systems to protect your data.

What data breach procedures we have in place

We would rely on our third party suppliers’ procedures in the event of a data breach.

What third parties we receive data from

Ads by Google and Adsense, provide us data about who visits are site, in aggregate. The MailJet service collects names and e-mail addresses on our behalf that the readers/subscribers provide. Mailjet further provides information on the effectiveness of our e-mail campaigns, such as if the email was opened, if links were clicked, and which link was more effective, if the e-mail address is active, etc. The information we receive is not shared with anyone. Amazon provides us information on how effective our links to their products are, in terms of sales, but no data about the buyer. WordPress provides us information on the number of visits to our website and what areas of the world the visits come from, but it is anonymous to us.

What automated decision making and/or profiling we do with user data

We do not have any automated decision making except for spam detection in user comments.

Industry regulatory disclosure requirements

The information presented in this website it for educational and entertainment purposes only. We are not securities brokers, investment advisors, or financial planners. The information contained on this website is not to be construed as an offer to sell securities.  We just write about dividend investing because we want to share our knowledge and experience. It’s up to the readers to make their own investment decisions and conduct further research of their own prior to doing so.

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